By far, the first time buyer is my favorite buyer. To see how excited they are when they see a home of their dreams really makes me feel special to be a part of this huge decision of life.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Granby, Simsbury and Suffield real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

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For Sale By Owner >Selling Tools

After a month of trying to sell your home "By Owner" you may decide to list it with a real estate agent. If you are in this position, you may begin to notice that your agent doesn't market the home the same way you did. You ran classified ads every weekend, but your agent has only advertised twice all month. Even so, there is a lot more interest and activity than you were able to generate on your own.

When your home is being marketed professionally, your real estate agent has many powerful selling tools that make it worth hiring someone who is experienced and competent. Some advantages to hiring an agent are the national and worldwide referral networks, the Multiple Listing Service, and the Internet. We advertise extensively in almost every media available including TV, which may bring in a call from the people who will buy your home. We work cooperatively with other brokers and share information about listings. Communication is the key to a real estates success. Agents use all of these tools to market their listings aggressively to get sales action!

	See All Tips In The "For Sale By Owner" Category >
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Q	What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
A	One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
See More Real Estate Trivia >

Barbara Berkowitz, REALTOR®, real estate agent and broker for Granby, Simsbury and Suffield, Connecticut home listings, property and land for sale - NUMBER1EXPERT

Barbara j. Berkowitz
Coldwell Banker Residential Brokerage
700 Hopmeadow Street
SIMSBURY, CT 06070
Phone: 860-653-7134
VOICE MAIL: 860-493-1292
CELL PHONE: 860-490-3776
FAX: 860-658-6304
e fax: 1-866-219-6121
Email: barbaraberkowitz@NUMBER1EXPERT.com
EMAIL: bberkowitz@cox.net
LET ME MAKE YOUR DREAM A REALITY! I PROMISE TO PUT YOUR NEEDS ABOVE ALL ELSE TO HELP MAKE THIS THE MOST ENJOYABLE EXPERIENCE POSSIBLE.

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NUMBER1EXPERT in real estate for Granby, Simsbury and Suffield, Connecticut

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