Barbara Berkowitz is one of The Top Selling Real Estate Experts Find Out More > |
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Welcome > Resources > Special Offers >
Special Offers ...
Buying Or Selling your home is one of the most important investments you will every make. With my 13 years experience, I can help you find the perfect home to fit your style and budget.We Have homes available in a variety of styles, sizes, and colors.You need an agent who will be an advocate for you, whether its buying or selling. I want to be that agent! Let me make your dreams a reality! 

Financing Your Home >New Loans
If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
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